Research & Surveys

New Federal Reserve Report Finds Millions Of Americans Struggle To Cover Unexpected Expenses

May 23, 2018 | Research & Surveys

The Federal Reserve this week released a new report on the economic well-being of U.S. households in 2017. The report highlights that even with improved financial conditions over the past five years, 40 percent of Americans either could not cover or would struggle to cover an unexpected expense of $400. ...

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Print The Outcomes for Consumers of Differing Approaches to the Regulation of Small Dollar Lending

January 9, 2017 | Research & Surveys

Policis, a London based think-tank focused on evidencebased policy making, explores the research questions of whether or not regulators achieve ...

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Print Economic Impact on Small Lenders of the Payday Lending Rules under Consideration by the CFPB

October 7, 2016 | Research & Surveys

This study includes an evaluation of the impact on the payday lending supply of credit, associated revenues and the profitability of larger storefront ...

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Evaluating CFPB Simulations of the Impact of Proposed Rules on Storefront Payday Lending

September 21, 2016 | Research & Surveys

This paper evaluates the CFPB’s simulation findings, using a different, larger dataset than that chosen by the CFPB, a dataset that also includes debt service and ...

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Print Payday Loan Borrower and Voter Surveys Methodology

March 1, 2016 | Research & Surveys

he research illustrates voters and borrowers view payday loans and their regulation very differently, likely due to their own personal...

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