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Commission Structure Only Way To Guarantee An Independent CFPB

February 15, 2017 | Consumer Credit Wire

In recent weeks, calls to reform the Consumer Financial Protection Bureau (CFPB) have come to a head. Proponents of CFPB reform have suggested numerous ways to restructure the Bureau to make it a more accountable and non-partisan federal agency, particularly by placing the Bureau under the leadership of a bipartisan commission subject to congressional appropriations.

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CFPB: An Ideological Federal Agency That Must Be Reformed

February 1, 2017 | Consumer Credit Wire

This week’s Consumer Credit Wire is a look at the Consumer Financial Protection Bureau and the way ideology and partisanship guide its operations and decision-making. In a recent National Review piece, former CFPB enforcement attorney Ron Rubin wrote firsthand about the partisan bent that pervades the Bureau. ...

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Six Plaintiffs Join Advance America Complaint Against Federal Government’s 'Operation Choke Point'

January 13, 2017 | Press Releases

On January 11, 2017, six new plaintiffs joined Advance America in asking the Court for emergency relief from unlawful regulatory actions ...

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Short-Term Credit Consumers Detail Problems With Proposed CFPB Rule

January 12, 2017 | Consumer Credit Wire

As we enter a New Year, the CFPB continues to deliberate its deeply flawed proposed rule to regulate short-term lending that will deny millions of Americans access to credit. Last fall, more than one million of these consumers spoke out against the rule during the public comment period and recounted their personal stories about short-term credit helping them....

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The Outcomes for Consumers of Differing Approaches to the Regulation of Small Dollar Lending

January 9, 2017 | Research & Surveys

Policis, a London based think-tank focused on evidencebased policy making, explores the research questions of whether or not regulators achieve ...

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CFSA 2018 Annual Conference and Expo

January 4, 2017 | Consumer Credit Wire

CFSA's Conference & Expo is the industry’s largest gathering of short-term credit lenders and service providers, and will be held April 16-19 in Miami, Florida. Register now...

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Short-Term Lenders File For Emergency Relief from Illegal Operation Choke Point Program

November 28, 2016 | Press Releases

Last Wednesday, November 23, the Community Financial Services Association of America (CFSA) and Advance America filed an emergency

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American People Echo Short-Term Credit Consumers By Demanding A Voice In Washington

November 16, 2016 | Consumer Credit Wire

On November 8, the American people voted to elect a president they viewed as a Washington outsider who would change a federal system run by an entrenched political class. The results of this election are the most tangible example of what the short-term lending industry has been saying for years: Washington elites are out of touch with the financial realities of hard-working Americans....

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