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October 7, 2016 | Research & Surveys
This study includes an evaluation of the impact on the payday lending supply of credit, associated revenues and the profitability of larger storefront ...
October 5, 2016 | Press Releases
Alexandria, Va. –The Community Financial Services Association of America (CFSA) anticipates that more than one million concerned Americans will have...
September 27, 2016 | Press Releases
Alexandria, Va. – The Consumer Financial Protection Bureau’s (CFPB) short-term credit rule comment portal has received more than 172,000 ...
September 21, 2016 | Research & Surveys
This paper evaluates the CFPB’s simulation findings, using a different, larger dataset than that chosen by the CFPB, a dataset that also includes debt service and ...
September 6, 2016 | Press Releases
Alexandria, Va. – New documents released today reveal for the first time more than 12,000 positive testimonials that payday loan customers submitted to the ...
June 1, 2016 | Press Releases
Alexandria, VA – The Community Financial Services Association of America (CFSA) today released the following statement in advance of the ...
March 1, 2016 | Research & Surveys
The research illustrates voters and borrowers view payday loans and their regulation very differently....
October 19, 2015 | Research & Surveys
A New York Federal Reserve official and three distinguished academics examined the objective research to see if the criticisms of payday loans by those who do not use the product, including many law professors, consumer advocates, journalists and policymakers, are justified. The author’s review of the academic materials shows many “elements of the payday lending critique…don’t hold up under scrutiny and the weight of evidence.” ...