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Economic Impact on Small Lenders of the Payday Lending Rules under Consideration by the CFPB

October 7, 2016 | Research & Surveys

This study includes an evaluation of the impact on the payday lending supply of credit, associated revenues and the profitability of larger storefront ...

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CFSA Projects More Than One Million Customers Oppose CFPB’s Restrictive Payday Lending Rule

October 5, 2016 | Press Releases

Alexandria, Va. –The Community Financial Services Association of America (CFSA) anticipates that more than one million concerned Americans will have...

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More Than 172,000 Public Comments On CFPB Payday Lending Rule Portal Set A New CFPB Record

September 27, 2016 | Press Releases

Alexandria, Va. – The Consumer Financial Protection Bureau’s (CFPB) short-term credit rule comment portal has received more than 172,000 ...

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Evaluating CFPB Simulations of the Impact of Proposed Rules on Storefront Payday Lending

September 21, 2016 | Research & Surveys

This paper evaluates the CFPB’s simulation findings, using a different, larger dataset than that chosen by the CFPB, a dataset that also includes debt service and ...

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CFPB Buried, Ignored Positive Payday Loan Customer “Tell Your Story” Testimonials It Requested

September 6, 2016 | Press Releases

Alexandria, Va. – New documents released today reveal for the first time more than 12,000 positive testimonials that payday loan customers submitted to the ...

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CFPB Rule A Staggering Blow To Consumers

June 1, 2016 | Press Releases

Alexandria, VA – The Community Financial Services Association of America (CFSA) today released the following statement in advance of the ...

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Payday Loan Borrower and Voter Surveys Methodology

March 1, 2016 | Research & Surveys

The research illustrates voters and borrowers view payday loans and their regulation very differently....

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New York Fed: Reframing the Debate About Payday Lending

October 19, 2015 | Research & Surveys

A New York Federal Reserve official and three distinguished academics examined the objective research to see if the criticisms of payday loans by those who do not use the product, including many law professors, consumer advocates, journalists and policymakers, are justified. The author’s review of the academic materials shows many “elements of the payday lending critique…don’t hold up under scrutiny and the weight of evidence.” ...

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