Research and Surveys

FTC, DOJ Return More Than $500 Million to Consumers Harmed by Illegal Lenders

September 27, 2018 | Press Releases

FTC, DOJ Return More Than $500 Million to Consumers Harmed by Unlawful, Unscrupulous Lender...

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Bureau’s Small-Dollar Loan Rule Already Causing Irreparable Harm to Businesses in Advance of 2019

September 17, 2018 | Press Releases

CFSA Files Preliminary Injunction to Stop Bureau Rule to Prevent Further Financial Costs, Store Closings and Employee Layoffs
...

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CFSA 2019 Annual Conference and Expo Registration Now Open

September 17, 2018 | Access to Credit

Register now for the 2019 Annual Conference and Expo, which will be held March 18-21, 2019 in Miami, Florida...

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In The News: CFPB's Structural Flaws Come to Light Amid Change in Leadership

July 17, 2018 | CFSA Commentary

Political interference in the workings of the allegedly-independent Bureau is nothing new, and underscores the major flaws in the CFPB’s structure — specifically its single director. This partisan interference will pervade the Bureau regardless of which party controls the White House or Congress, and it must be addressed....

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CFSA Modernizes Industry-Leading Best Practices

July 10, 2018 | Access to Credit

Best Practices Broaden Scope Covering All Small-Dollar Loans, Further Enhance Consumer Protections and Address Evolving Credit Needs of American Consumers ...

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CFSA Statement on Court Ruling CFPB Structure Unconstitutional

June 22, 2018 | Federal & CFPB Regulations

The Court’s ruling validates the claims in CFSA’s lawsuit, which also contends that the Bureau’s structure violates the U.S. Constitution’s separation of powers. ...

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CFSA Statement on Nomination of Kathy Kraninger as CFPB Director

June 18, 2018 | Federal & CFPB Regulations

CFSA congratulates Kathy Kraninger on her nomination to serve as CFPB Director. The CFPB needs a Director who will listen to consumers and rely on unbiased data and research to guide its work. Ms. Kraninger is a longtime public servant and we hope that under her leadership the Bureau fulfills its intended mission as a truly independent, non-partisan agency that serves American consumers....

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New Federal Reserve Report Finds Millions Of Americans Struggle To Cover Unexpected Expenses

May 23, 2018 | Press Releases

The Federal Reserve this week released a new report on the economic well-being of U.S. households in 2017. The report highlights that even with improved financial conditions over the past five years, 40 percent of Americans either could not cover or would struggle to cover an unexpected expense of $400. ...

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