Research and Surveys

CFSA 2018 Annual Conference and Expo

January 4, 2017 | Consumer Credit Wire

CFSA's Conference & Expo is the industry’s largest gathering of short-term credit lenders and service providers, and will be held April 16-19 in Miami, Florida. Register now...

Short-Term Lenders File For Emergency Relief from Illegal Operation Choke Point Program

November 28, 2016 | Press Releases

Last Wednesday, November 23, the Community Financial Services Association of America (CFSA) and Advance America filed an emergency
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American People Echo Short-Term Credit Consumers By Demanding A Voice In Washington

November 16, 2016 | Consumer Credit Wire

On November 8, the American people voted to elect a president they viewed as a Washington outsider who would change a federal system run by an entrenched political class. The results of this election are the most tangible example of what the short-term lending industry has been saying for years: Washington elites are out of touch with the financial realities of hard-working Americans....

Politico: Payday-lending crackdown draws 1.4 million letters of protest

October 18, 2016 | Relevant News

A plan to rein in high-cost loans has generated an estimated 1.4 million comments, in what may be a record for any federal rulemaking, as payday lenders pushed back against public opinion and the CFPB with surprising force....

Economic Impact on Small Lenders of the Payday Lending Rules under Consideration by the CFPB

October 7, 2016 | Research & Surveys

This study includes an evaluation of the impact on the payday lending supply of credit, associated revenues and the profitability of larger storefront ...

CFSA Projects More Than One Million Customers Oppose CFPB’s Restrictive Payday Lending Rule

October 5, 2016 | Press Releases

Alexandria, Va. –The Community Financial Services Association of America (CFSA) anticipates that more than one million concerned Americans will have...

More Than 172,000 Public Comments On CFPB Payday Lending Rule Portal Set A New CFPB Record

September 27, 2016 | Press Releases

Alexandria, Va. – The Consumer Financial Protection Bureau’s (CFPB) short-term credit rule comment portal has received more than 172,000 ...

Evaluating CFPB Simulations of the Impact of Proposed Rules on Storefront Payday Lending

September 21, 2016 | Research & Surveys

This paper evaluates the CFPB’s simulation findings, using a different, larger dataset than that chosen by the CFPB, a dataset that also includes debt service and ...